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Products

Marketing is our most indispensable function. This is the placement of our clients coverage with underwriters willing and capable of accepting the risk at the most reasonable terms available.

Our experienced staff has successfully handled every type of account, from the very large and complex to the usual. Our local independent ownership gives the maximum flexibility and, (with representing more than 30 markets), it allows us first-hand access to the entire worldwide insurance marketplace.


Commercial Insurance


Business

  • Property Coverage
  • Business Interruption/Loss of Income
  • Commercial General Liability
  • Business Auto
  • Data Processing Equipment
  • Directors' & Officers' Liability
  • Employment Practices Liability
  • Umbrella/Excess Liability
  • Professional Liability
  • Equipment Breakdown
  • Earthquake & Flood
  • Employment Benefits Liability
  • Identity Theft

Crime

  • Fidelity- Employee Dishonesty
  • Theft, Disappearance & Destruction
  • Forgery or Alteration
  • Kidnap/Ransom/Extortion

Workers Compensation
  • Participating/Non-Participation Plans
  • Excess Stop Loss Plans
  • Retrospective Rating Plans
Surety/Bonding
  • License & Permit
  • Notary
  • Judicial
  • Bid, Performance, Supply
  • Fiduciary Liability
  
Personal Insurance
  • Auto
  • Homeowners
  • Mobile Homeowners
  • Renters
  • Course of Construction
  • Recreational Vehicles
  • Motorcycle
  • Antique Auto
  • Boat/Yacht
  • Flood
  • Earthquake
  • Umbrella
Industries
  • Agri-Business
  • Construction
  • Forest Products
  • Property Management
  • Restaurants
  • Retail Stores
  • Wineries
  • Manufacturers
  • Golf Courses
  • Casinos
  • And many others


Financial Services & Employee Benefits


Employee Benefits Planning
  • Group Medical, Vision, and Dental Coverage
  • Self Insured Medical and Dental Coverage
  • Group Life and Disability Income Coverage
  • Group Retirement Benefits (Pension Plans, Profit-Sharing Plans, Simplified Employee Pensions (SEPS), 401K Plans)
  • Payroll Deduction Programs for Life and Disability Income
  • Health Savings Account (HSA's)
  • Symetra Select Benefits Indemnity Plan
Section 125 "Cafeteria" Plans

  • Flex Convenience MasterCard. It's a new twist on FS and DC Accounts.
Business Insurance Planning
  • Funding Buy/Sell Agreements
  • Key Person Life and Disability Income Coverage
  • Business Overhead Expense Coverage
Personal Estate Planning
  • Individual Life Insurance Coverage
  • Individual Disability Income Insurance Coverage
  • Long Term Care
Personal Retirement Planning
  • Individual Financial Planning
  • Individual Retirement Annuities (IRAs)
  • Tax-Deferred Annuities; Fixed and Variable

Affiliations